Geoya was born from a unique initiative between five major players:





This market-wide solution aims to reduce policyholders’ vulnerability to climate hazards through a proactive, step-by-step approach combining self-assessment, field expertise and operational support.

Press release published following our press conference of 28 January 2026
A national platform
for prevention

“Address the causes at source rather than suffer the consequences of climate upheaval.”

Didier Cadic, Managing Director
An unprecedented alliance combining the expertise of insurance and engineering
The result of in-depth R&D work initiated nearly two years ago, and the pooling of complementary expertise
A set of practical, effective solutions to take action and better protect your future
The ability to operate throughout France and in part of Europe, for all types of policyholders
A vision of action, resilience and co-construction.
A national platform
for prevention

“Address the causes at source rather than suffer the consequences of climate upheaval.”

Didier Cadic, Managing Director
An unprecedented alliance combining the expertise of insurance and engineering
The result of in-depth R&D work initiated nearly two years ago, and the pooling of complementary expertise
A set of practical, effective solutions to take action and better protect your future
The ability to operate throughout France and in part of Europe, for all types of policyholders
A vision of action, resilience and co-construction.
A national platform
for prevention

“Address the causes at source rather than suffer the consequences of climate upheaval.”

Didier Cadic, Managing Director
An unprecedented alliance combining the expertise of insurance and engineering
The result of in-depth R&D work initiated nearly two years ago, and the pooling of complementary expertise
A set of practical, effective solutions to take action and better protect your future
The ability to operate throughout France and in part of Europe, for all types of policyholders
A vision of action, resilience and co-construction.
An unprecedented initiative
The result of several years of research and development, Geoya relies on the complementary strengths of five partners:
Insurers



The three insurers, Generali, MAIF and Société Générale Assurances, representing the private insurance, mutualist and bancassurance models, will bring their in-depth knowledge of risk portfolios and their ability to deploy the solution to their respective customers (i.e. 5.4 million policyholders in total).
Insurers



The three insurers, Generali, MAIF and Société Générale Assurances, representing the private insurance, mutualist and bancassurance models, will bring their in-depth knowledge of risk portfolios and their ability to deploy the solution to their respective customers (i.e. 5.4 million policyholders in total).
Insurers



The three insurers, Generali, MAIF and Société Générale Assurances, representing the private insurance, mutualist and bancassurance models, will bring their in-depth knowledge of risk portfolios and their ability to deploy the solution to their respective customers (i.e. 5.4 million policyholders in total).
Experts

Saretec, a benchmark in post-loss expertise, will draw on the experience of its 900 experts, well versed in the consequences of claims and in defining tailored solutions. The group will also provide a unique technical database derived from 2.6 million assessments, enabling buildings to be analysed in detail and preventive actions to be targeted.
Experts

Saretec, a benchmark in post-loss expertise, will draw on the experience of its 900 experts, well versed in the consequences of claims and in defining tailored solutions. The group will also provide a unique technical database derived from 2.6 million assessments, enabling buildings to be analysed in detail and preventive actions to be targeted.
Experts

Saretec, a benchmark in post-loss expertise, will draw on the experience of its 900 experts, well versed in the consequences of claims and in defining tailored solutions. The group will also provide a unique technical database derived from 2.6 million assessments, enabling buildings to be analysed in detail and preventive actions to be targeted.
Experts

Sixense, a subsidiary of Soletanche Freyssinet (VINCI Construction), will mobilise its expertise in consultancy and solutions for adapting buildings and infrastructure to climate change, as well as its capacity for large-scale delivery.
Experts

Sixense, a subsidiary of Soletanche Freyssinet (VINCI Construction), will mobilise its expertise in consultancy and solutions for adapting buildings and infrastructure to climate change, as well as its capacity for large-scale delivery.
Experts

Sixense, a subsidiary of Soletanche Freyssinet (VINCI Construction), will mobilise its expertise in consultancy and solutions for adapting buildings and infrastructure to climate change, as well as its capacity for large-scale delivery.
Team

The company's overall management will be entrusted to Didier Cadic, a graduate of École Polytechnique, with 20 years' experience in entrepreneurship and innovation. Operations and digital management will be handled by Laurent Boissier, who holds a doctorate in the geography of natural hazards.
Team

The company's overall management will be entrusted to Didier Cadic, a graduate of École Polytechnique, with 20 years' experience in entrepreneurship and innovation. Operations and digital management will be handled by Laurent Boissier, who holds a doctorate in the geography of natural hazards.
Team

The company's overall management will be entrusted to Didier Cadic, a graduate of École Polytechnique, with 20 years' experience in entrepreneurship and innovation. Operations and digital management will be handled by Laurent Boissier, who holds a doctorate in the geography of natural hazards.
Geoya,
the manifesto

€1 for prevention
=
€8
saved after a disaster
Reject the defensive stance
Turning knowledge into tangible levers
Joining forces for a safer future
Source: Caisse Centrale de Réassurance, 2024

€1 for prevention
=
€8
saved after a disaster
Reject the defensive stance
Turning knowledge into tangible levers
Joining forces for a safer future
Source: Caisse Centrale de Réassurance, 2024

€1 for prevention
=
€8
saved after a disaster
Reject the defensive stance
Turning knowledge into tangible levers
Joining forces for a safer future
Source: Caisse Centrale de Réassurance, 2024


Assureur
“Prevention has become a strategic issue for the resilience of regions. The collective approach driven by Geoya allows us to pool our expertise.”

Hélène N’Diaye,
Deputy Chief Executive Officer in charge of climate strategy


Assureur
“Prevention is the only effective response to the increasing pace of climate hazards. Thanks to Geoya, we can finally structure this prevention in an operational and consistent way.”

Jean-Vincent Raymondis,
President


Expert
“Our climate vulnerability assessments reveal the weaknesses of structures. We offer solutions that strengthen their adaptability, security and long-term resilience in the face of hazards.”

Jean-Ghislain La Fonta,
Managing Director

Assureur
“Risk prevention, a tangible means of protection for our policyholders, lies at the heart of our approach. The creation of Geoya is a continuation of this commitment.”

Philippe Bourrin,
Deputy Managing Director


Assureur
“As climate risks intensify, we have a duty to innovate.”

Régis Lemarchand,
Deputy Chief Executive Officer, Non-life Insurance

Assuré
“I feel like an actress and I immediately see the benefit of acting.”
Female resident of Nord (59)
Flood exposure: high
A policyholder's review of our self-diagnosis solution


Assureur
“With Geoya, we address the causes rather than the consequences by supporting our members from start to finish.”

Cédric Videau,
Provider network manager


Assureur
“Prevention has become a strategic issue for the resilience of regions. The collective approach driven by Geoya allows us to pool our expertise.”

Hélène N’Diaye,
Deputy Chief Executive Officer in charge of climate strategy


Assureur
“With Geoya, we address the causes rather than the consequences by supporting our members from start to finish.”

Cédric Videau,
Provider network manager


Assureur
“As climate risks intensify, we have a duty to innovate.”

Régis Lemarchand,
Deputy Chief Executive Officer, Non-life Insurance

Assuré
“I feel like an actress and I immediately see the benefit of acting.”
Female resident of Nord (59)
Flood exposure: high
A policyholder's review of our self-diagnosis solution

Assureur
“Risk prevention, a tangible means of protection for our policyholders, lies at the heart of our approach. The creation of Geoya is a continuation of this commitment.”

Philippe Bourrin,
Deputy Managing Director


Expert
“Our climate vulnerability assessments reveal the weaknesses of structures. We offer solutions that strengthen their adaptability, security and long-term resilience in the face of hazards.”

Jean-Ghislain La Fonta,
Managing Director


Assureur
“Prevention is the only effective response to the increasing pace of climate hazards. Thanks to Geoya, we can finally structure this prevention in an operational and consistent way.”

Jean-Vincent Raymondis,
President


Assureur
“With Geoya, we address the causes rather than the consequences by supporting our members from start to finish.”

Cédric Videau,
Provider network manager


Assureur
“Prevention has become a strategic issue for the resilience of regions. The collective approach driven by Geoya allows us to pool our expertise.”

Hélène N’Diaye,
Deputy Chief Executive Officer in charge of climate strategy


Assureur
“As climate risks intensify, we have a duty to innovate.”

Régis Lemarchand,
Deputy Chief Executive Officer, Non-life Insurance


Assureur
“Prevention is the only effective response to the increasing pace of climate hazards. Thanks to Geoya, we can finally structure this prevention in an operational and consistent way.”

Jean-Vincent Raymondis,
President

Assureur
“Risk prevention, a tangible means of protection for our policyholders, lies at the heart of our approach. The creation of Geoya is a continuation of this commitment.”

Philippe Bourrin,
Deputy Managing Director


Expert
“Our climate vulnerability assessments reveal the weaknesses of structures. We offer solutions that strengthen their adaptability, security and long-term resilience in the face of hazards.”

Jean-Ghislain La Fonta,
Managing Director

Assuré
“I feel like an actress and I immediately see the benefit of acting.”
Female resident of Nord (59)
Flood exposure: high
A policyholder's review of our self-diagnosis solution
