Together,
let's build the resilience of tomorrow
Together,
let's build the resilience of tomorrow
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11.698 L 77.687 11.724 L 77.765 11.132 C 77.795 10.91 77.789 10.732 77.747 10.599 C 77.718 10.478 77.642 10.372 77.537 10.305 C 77.419 10.232 77.283 10.193 77.144 10.192 C 76.971 10.185 76.821 10.214 76.693 10.279 C 76.565 10.342 76.458 10.441 76.386 10.564 C 76.31 10.701 76.262 10.851 76.244 11.007 L 74.615 10.935 C 74.653 10.649 74.745 10.381 74.894 10.13 C 75.042 9.879 75.237 9.661 75.479 9.473 C 75.721 9.281 76.003 9.135 76.322 9.036 C 76.642 8.936 76.99 8.894 77.366 8.911 Z M 34.525 13.983 L 32.729 13.904 L 32.448 11.871 L 29.767 11.751 L 28.95 13.735 L 27.161 13.656 L 31.295 4.623 L 32.823 4.69 L 34.525 13.982 Z M 47.05 14.54 L 45.421 14.467 L 46.329 7.658 L 47.959 7.731 Z M 59.113 8.099 C 59.383 8.112 59.622 8.169 59.83 8.271 C 60.042 8.373 60.215 8.529 60.349 8.737 C 60.482 8.945 60.572 9.216 60.617 9.547 C 60.662 9.878 60.653 10.28 60.591 10.754 L 60.008 15.115 L 58.379 15.043 L 58.961 10.67 C 59.002 10.363 59 10.123 58.955 9.947 C 58.915 9.768 58.837 9.641 58.72 9.563 C 58.607 9.483 58.453 9.438 58.259 9.429 C 58.077 9.42 57.908 9.464 57.751 9.559 C 57.595 9.648 57.453 9.782 57.327 9.958 C 57.313 9.978 57.301 9.999 57.287 10.02 L 56.628 14.965 L 54.998 14.893 L 55.906 8.084 L 57.428 8.151 L 57.387 8.841 C 57.61 8.602 57.858 8.418 58.13 8.29 C 58.437 8.147 58.774 8.081 59.113 8.099 Z M 72.533 15.673 L 70.904 15.601 L 72.193 5.935 L 73.822 6.007 Z M 84.265 9.219 C 84.536 9.231 84.775 9.288 84.982 9.39 C 85.195 9.492 85.367 9.648 85.502 9.856 C 85.635 10.064 85.724 10.334 85.77 10.665 C 85.814 10.996 85.806 11.399 85.743 11.873 L 85.162 16.234 L 83.531 16.162 L 84.114 11.788 C 84.155 11.482 84.153 11.242 84.109 11.066 C 84.069 10.887 83.99 10.76 83.873 10.683 C 83.76 10.602 83.607 10.557 83.412 10.548 C 83.23 10.539 83.061 10.583 82.904 10.678 C 82.736 10.779 82.591 10.915 82.481 11.077 C 82.466 11.097 82.454 11.118 82.44 11.138 L 81.781 16.084 L 80.152 16.012 L 81.058 9.203 L 82.581 9.271 L 82.54 9.96 C 82.762 9.721 83.01 9.537 83.283 9.409 C 83.59 9.266 83.927 9.2 84.265 9.219 Z M 77.082 12.71 C 76.892 12.701 76.719 12.721 76.564 12.769 C 76.413 12.817 76.28 12.89 76.165 12.986 C 76.05 13.082 75.956 13.2 75.889 13.334 C 75.818 13.475 75.772 13.627 75.753 13.784 C 75.727 13.973 75.734 14.131 75.772 14.26 C 75.805 14.376 75.877 14.478 75.975 14.548 C 76.089 14.615 76.219 14.652 76.351 14.652 C 76.567 14.662 76.758 14.625 76.928 14.54 C 77.084 14.467 77.222 14.36 77.332 14.228 L 77.356 14.193 L 77.551 12.731 Z M 51.815 9.131 C 51.651 9.123 51.488 9.159 51.343 9.237 C 51.185 9.32 51.048 9.437 50.94 9.579 C 50.808 9.76 50.706 9.961 50.637 10.174 C 50.547 10.449 50.483 10.732 50.448 11.02 L 50.382 11.516 C 50.339 11.803 50.326 12.094 50.343 12.383 C 50.362 12.624 50.409 12.826 50.485 12.99 C 50.565 13.155 50.667 13.279 50.792 13.364 C 50.922 13.447 51.073 13.491 51.247 13.499 C 51.432 13.507 51.6 13.477 51.75 13.408 C 51.9 13.334 52.032 13.219 52.146 13.064 C 52.261 12.908 52.358 12.713 52.436 12.476 C 52.515 12.234 52.576 11.947 52.621 11.616 L 52.686 11.119 C 52.73 10.796 52.74 10.512 52.718 10.266 C 52.707 10.054 52.66 9.846 52.576 9.652 C 52.511 9.501 52.404 9.372 52.269 9.278 C 52.135 9.186 51.978 9.135 51.816 9.131 Z M 67.67 9.849 C 67.268 9.823 66.886 10.026 66.682 10.374 L 66.248 13.62 C 66.304 13.765 66.383 13.887 66.488 13.987 C 66.631 14.119 66.836 14.192 67.103 14.203 C 67.301 14.212 67.474 14.18 67.62 14.106 C 67.765 14.033 67.892 13.918 67.997 13.762 C 68.108 13.606 68.195 13.408 68.261 13.167 C 68.339 12.887 68.397 12.601 68.433 12.313 L 68.499 11.815 C 68.541 11.527 68.559 11.236 68.551 10.944 C 68.553 10.737 68.516 10.532 68.441 10.338 C 68.387 10.191 68.284 10.065 68.15 9.983 C 68.005 9.896 67.839 9.85 67.67 9.849 Z M 16.111 0.152 C 16.317 -0.021 16.607 -0.049 16.842 0.081 C 17.077 0.21 17.209 0.471 17.173 0.737 L 17.094 1.322 L 17.683 1.348 C 17.951 1.361 18.184 1.536 18.27 1.79 C 18.355 2.044 18.277 2.324 18.072 2.497 L 16.112 4.137 C 15.987 4.242 15.828 4.295 15.666 4.288 L 14.619 4.242 L 9.998 8.108 C 10.037 8.279 10.045 8.456 10.022 8.63 C 9.905 9.446 9.193 10.043 8.369 10.014 C 7.963 10 7.582 9.814 7.321 9.503 C 7.06 9.191 6.944 8.783 7.002 8.381 C 7.118 7.565 7.832 6.967 8.656 6.996 C 8.838 7.005 9.008 7.045 9.164 7.11 L 13.784 3.244 L 13.922 2.206 L 13.949 2.087 C 13.987 1.972 14.057 1.87 14.15 1.793 Z M 30.338 10.366 L 32.251 10.451 L 31.76 6.915 L 30.339 10.366 Z M 47.5 5.039 C 47.78 5.052 47.987 5.145 48.121 5.32 C 48.255 5.49 48.306 5.704 48.271 5.959 C 48.245 6.198 48.132 6.418 47.953 6.578 C 47.775 6.734 47.545 6.807 47.267 6.795 C 46.988 6.782 46.778 6.691 46.64 6.52 C 46.501 6.345 46.449 6.132 46.483 5.88 C 46.517 5.624 46.626 5.418 46.808 5.262 C 46.991 5.101 47.222 5.027 47.501 5.039 Z M 15.178 2.629 L 15.133 2.962 L 15.471 2.978 L 16.036 2.504 C 15.899 2.427 15.796 2.303 15.744 2.155 L 15.178 2.628 Z" fill="rgb(32, 37, 43)" height="17.999999415315784px" id="q4om8YZYv" width="85.7978775187874px"/></svg>)
A co-created solution with
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Together,
let's build the resilience of tomorrow
A co-created solution with
Our resilience solutions
A suite of 3 flexible and customisable solutions to strengthen the protection of your policyholders over the long term.
Our resilience solutions
A suite of 3 flexible and customisable solutions to strengthen the protection of your policyholders over the long term.
Our resilience solutions
A suite of 3 flexible and customisable solutions to strengthen the protection of your policyholders over the long term.
Floods
Available
Shrink-swell
of clays
Beta
Storms
Coming soon
Floods
Available
Shrink-swell
of clays
Beta
Storms
Coming soon
Floods
Available
Shrink-swell
of clays
Beta
Storms
Coming soon
A proactive strategy for addressing climate risks
€6.5 billion in climate-related claims in France in 2024.
The leading compensation item, ahead of fire and theft.
As you know: it is becoming urgent to anticipate risks instead of just suffering them.
Satisfaction
Support your policyholders
Help your policyholders approach climate risks with greater peace of mind and better protection.
Satisfaction
Support your policyholders
Help your policyholders approach climate risks with greater peace of mind and better protection.
Satisfaction
Support your policyholders
Help your policyholders approach climate risks with greater peace of mind and better protection.
Performance
Master your claims experience
By reducing both the frequency and the cost of climate-related claims, you sustainably improve your combined ratio and technical performance.
Performance
Master your claims experience
By reducing both the frequency and the cost of climate-related claims, you sustainably improve your combined ratio and technical performance.
Performance
Master your claims experience
By reducing both the frequency and the cost of climate-related claims, you sustainably improve your combined ratio and technical performance.
Positioning
Enhance your brand image
Stand out as a responsible player by helping your policyholders protect themselves against climate risks.
Competitive differentiation
Visible environmental commitment
Positioning
Enhance your brand image
Stand out as a responsible player by helping your policyholders protect themselves against climate risks.
Competitive differentiation
Visible environmental commitment
Positioning
Enhance your brand image
Stand out as a responsible player by helping your policyholders protect themselves against climate risks.
Competitive differentiation
Visible environmental commitment
Proactivity
Align yourself with public policies
Stay aligned with current and future directions of public policy on climate adaptation.
Position yourself today as a proactive insurer ready for upcoming obligations.
Proactivity
Align yourself with public policies
Stay aligned with current and future directions of public policy on climate adaptation.
Position yourself today as a proactive insurer ready for upcoming obligations.
Proactivity
Align yourself with public policies
Stay aligned with current and future directions of public policy on climate adaptation.
Position yourself today as a proactive insurer ready for upcoming obligations.
Geoya,
the manifesto
€1 on prevention
=
€8
saved after a disaster
Reject the defensive stance
Turning knowledge into tangible levers
Joining forces for a safer future
Source: Caisse Centrale de Réassurance, 2024
€1 on prevention
=
€8
saved after a disaster
Reject the defensive stance
Turning knowledge into tangible levers
Joining forces for a safer future
Source: Caisse Centrale de Réassurance, 2024
€1 on prevention
=
€8
saved after a disaster
Reject the defensive stance
Turning knowledge into tangible levers
Joining forces for a safer future
Source: Caisse Centrale de Réassurance, 2024
Geoya, an unprecedented structure bringing together Generali, MAIF, Société Générale Assurances, Sixense and Saretec around an innovative market-wide solution designed to strengthen resilience in the face of climate challenges.
Insurer
“Risk prevention, a tangible means of protection for our policyholders, lies at the heart of our approach. The creation of Geoya is a continuation of this commitment.”
Philippe Bourrin,
Deputy Managing Director
Insurer
“Prevention has become a strategic issue for the resilience of regions. The collective approach driven by Geoya allows us to pool our expertise.”
Hélène N’Diaye,
Deputy Chief Executive Officer in charge of climate strategy
Insurer
“As climate risks intensify, we have a duty to innovate.”
Régis Lemarchand,
Deputy Chief Executive Officer, Non-life Insurance
Insurer
“Prevention is the only effective response to the increasing pace of climate hazards. Thanks to Geoya, we can finally structure this prevention in an operational and consistent way.”
Jean-Vincent Raymondis,
President
Insured
“I feel like an actress and I immediately see the benefit of acting.”
Female resident of Nord (59)
Flood exposure: high
A policyholder's review of our self-diagnosis solution
Insurer
“With Geoya, we address the causes rather than the consequences by supporting our members from start to finish.”
Cédric Videau,
Provider network manager
Expert
“Our climate vulnerability assessments reveal the weaknesses of structures. We offer solutions that strengthen their adaptability, security and long-term resilience in the face of hazards.”
Jean-Ghislain La Fonta,
Managing Director
Insurer
“Prevention has become a strategic issue for the resilience of regions. The collective approach driven by Geoya allows us to pool our expertise.”
Hélène N’Diaye,
Deputy Chief Executive Officer in charge of climate strategy
Expert
“Our climate vulnerability assessments reveal the weaknesses of structures. We offer solutions that strengthen their adaptability, security and long-term resilience in the face of hazards.”
Jean-Ghislain La Fonta,
Managing Director
Insurer
“Risk prevention, a tangible means of protection for our policyholders, lies at the heart of our approach. The creation of Geoya is a continuation of this commitment.”
Philippe Bourrin,
Deputy Managing Director
Insured
“I feel like an actress and I immediately see the benefit of acting.”
Female resident of Nord (59)
Flood exposure: high
A policyholder's review of our self-diagnosis solution
Insurer
“As climate risks intensify, we have a duty to innovate.”
Régis Lemarchand,
Deputy Chief Executive Officer, Non-life Insurance
Insurer
“With Geoya, we address the causes rather than the consequences by supporting our members from start to finish.”
Cédric Videau,
Provider network manager
Insurer
“Prevention is the only effective response to the increasing pace of climate hazards. Thanks to Geoya, we can finally structure this prevention in an operational and consistent way.”
Jean-Vincent Raymondis,
President
Insurer
“Risk prevention, a tangible means of protection for our policyholders, lies at the heart of our approach. The creation of Geoya is a continuation of this commitment.”
Philippe Bourrin,
Deputy Managing Director
Insurer
“Prevention is the only effective response to the increasing pace of climate hazards. Thanks to Geoya, we can finally structure this prevention in an operational and consistent way.”
Jean-Vincent Raymondis,
President
Insurer
“Prevention has become a strategic issue for the resilience of regions. The collective approach driven by Geoya allows us to pool our expertise.”
Hélène N’Diaye,
Deputy Chief Executive Officer in charge of climate strategy
Expert
“Our climate vulnerability assessments reveal the weaknesses of structures. We offer solutions that strengthen their adaptability, security and long-term resilience in the face of hazards.”
Jean-Ghislain La Fonta,
Managing Director
Insurer
“With Geoya, we address the causes rather than the consequences by supporting our members from start to finish.”
Cédric Videau,
Provider network manager
Insured
“I feel like an actress and I immediately see the benefit of acting.”
Female resident of Nord (59)
Flood exposure: high
A policyholder's review of our self-diagnosis solution
Insurer
“As climate risks intensify, we have a duty to innovate.”
Régis Lemarchand,
Deputy Chief Executive Officer, Non-life Insurance
They already trust us
They already trust us
They already trust us